public entity
We offer a comprehensive excess casualty package product to public entities, K-12 schools, higher education, special districts and other select non-profit organizations. With best-in-class pricing technology and decades of collective underwriting expertise in the sector, we can deploy excess capacity to both individual risk and pool accounts.
Our limit deployment targets mid-sized entities with the ability to write larger risks at an appropriate attachment. We are curating a well-balanced portfolio with careful consideration of jurisdiction, socio-economic exposure and experience trends in this underserved market.
appetite
Coverages:
General Liability • Law Enforcement Liability • Public Officials • Educators Legal • Employee Benefits Liability • Employment Practices Liability • Auto Liability • Sexual Misconduct Liability
Structure: Individual risk and pools, insurance or reinsurance of MOC
Maximum Limit: $5m
Minimum attachment: $5m (*subject to jurisdiction restrictions)
Minimum Premium: $50k per policy
Form: commercial excess follow form
Distribution: wholesale targeted
Capacity: AM Best A- (XI)
Claims: carrier managed in-house
segments
public entities
- Villages and towns
- Cities
- Counties
education
- K-12 schools public and private
- Community colleges
- Higher education
special districts and non-profits
- Water and sewage
- Transit authorities
- Religious
structure
- Individual risk
- Pools and joint power authorities
- Excess follow form or reinsurance of a memorandum of coverage
